Minimum Deposit For Investment Property . Trade245 Minimum Deposit Revealed ☑️ (Updated 2025) FHA loan for investment property (up to 4 units): A first-time homebuyer loan program that requires a 3.5% minimum downpayment Minimum down payment amounts on investment property range from 0-15%
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Conventional bank loans for investment properties typically require a higher down payment (30% or more) and also require minimum credit scores, income, and assets. Typically, you'll need at least a 20% deposit (an 80% loan-to-value ratio (LVR)), for an investor home loan if you want to avoid paying lenders mortgage insurance (LMI)
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